Payday Loan Service.

Learn about a payday loan today! Not only will it help give you money that you not have had, but it will allow you to have money until your next paycheck. And you can spend it on whatever you need. Check it out today! You won\'t be sorry. More »

Cash Advance Service.

Enjoy our Cash Advance Service. This offer allows you to borrow any amount of money for your personal needs. With the ease of our flexible payments, you can repay on your own schedule. You will never have to worry about debt again. More »

In Store Loan Service.

See more about the In Store Loan Service that is provided for all our customers. If you are needing a loan for financial assistance, this is a great option for you. Learn more about all the loans we offer. More »

Check Cashing Service.

Take advantage of the Check Cashing Services. No more waiting in bank lines before closing time. Jump to the front of the line with our convenient store hours and locations. Low fees and no gimmicks. More »

 

Auto Loan

Auto Loan Service.

Everyone imagines driving off a dealership lot in a brand new vehicle. Maybe you are wanting to purchase the car of your dreams. But how are you planning for paying for the vehicle? Unlike many people in the world, not everyone has thousands of dollars to spend on vehicles. So the answer is an auto loan. An auto loan has helped millions of people get the cars they dreamed about. With so many auto loan facilities in every city, you could literally go anywhere to apply. There is a difference between what type of auto loan you are able to apply for. There is a direct lending and a dealership financing. Knowing the difference between both of these auto loans is very important.

Direct Lending Auto Loan.

With a direct lending auto loan, you can get the auto loan directly from the lender. You are dealing with the lender yourself instead of having the dealership run your credit score with different auto loan companies. A bank or credit union is usually the best option when it comes to loans. That is because you can discuss with the lending company ahead of time, what the fees and interest rates are going to be on top of the auto loan. Direct lenders will also discuss with you, your credit score ahead of time. This is a great advantage to you. Many auto loans will base the amount of the auto loan by your credit score. The higher the score, the more money the lending company is willing to offer you. With a higher credit score, you appear to be a more trustworthy individual. By that, the lenders will be at ease knowing that you will be paying your payments on time.

Dealership Auto Loan Financing.

This type of financing is done while you are at the dealership. They will run your credit to see if you are close to qualifying for an auto loan. Then they will run your credit in their database to see if any auto loan companies will provide you with a loan. The way a dealership finance works is once you become approved for a loan, that lending company will pay the dealership the amount of the vehicle. Then, you must repay the lending company for the amount of the auto loan plus the added fees and interest. Basically, you will not be dealing with the dealership who sold you the vehicle. You will communicate with the lending company who loaned you the money.

It is important to understand that you do not have to accept any offers that are given to you. If you are unsure, then contact a bank or credit union for more assistance with the auto loan. This is a large decision that you should fully understand before signing any papers. The main goal to remember is that you do not want to further your financial debt by owing more money. Be reasonable when you are shopping for an auto loan. There are also special programs that dealerships offer. Some of the offers may have special requirements such as specific vehicles. A specific vehicle may have an incentive to put down a lower down payment or you could get a shorter contract length. All of these are good options if you are wanting a good deal when you purchase your vehicle. Just ask the sales associate at the dealership what special offers they have for that month.

Searching for an auto loan can be stressful and we want to help. Let us take the guess-work out of who will provide you with an auto loan or not. If you were to search on your own for an auto loan, you would have a very hard time trying. That is why we say to leave it up to us. You need a business that will take control over your finances and lead you in the right direction. Again, we want you to understand that you do not have to accept any auto loan that is out of your budget. It is wise to shop around.

apply-button

Customer Reviews
Auto Loan Service.
Auto Loan
Date Published: 04/24/2015
I really needed an auto loan to purchase a new vehicle. When I was approved, I couldn't believe it. Thank you for getting me the loan.
5 / 5 stars
Auto Loan Service.
Auto Loan
Date Published: 05/05/2015
Our family vehicle broke down one day so we needed to get another one. So we applied for an auto loan and after a lot of hard work, we were approved. How amazing! My family and I are so happy.
5 / 5 stars
Auto Loan Service.
Auto Loan
Date Published: 05/05/2015
I was looking for a loan for a van that I wanted to buy. I actually had cash for the down payment but not enough to buy the car myself. This auto loan was great. Everything on the contract was reasonable with prices and requirements. Couldn't be more happier.
5 / 5 stars
Auto Loan Service.
Auto Loan
Date Published: 05/05/2015
We applied for the auto loan from another company and was denied. When I applied here, surprisingly we were approved. They didn't even care that we were recently denied. Great company.
5 / 5 stars
Auto Loan Service.
Auto Loan
Date Published: 05/05/2015
It was time for a new car. I wanted a loan that I could afford the payments for. This auto loan was above my standards. I was able to afford the payments and put a little more cash in the down payment.
5 / 5 stars

Star Rating
Auto Loan
5 out of 5 based on 5 ratings. 5 user reviews.